You generally take a home loan for either buying a house/flat or a plot of land for construction of a house, or renovation, extension and repairs to your existing house.
Calculate the loan amount required
Search for the best loan provider based on your requirements.
Decide an EMI which suits best to your financials.
Collect & Submit proper documentation as required by the loan provider.
Pay the bank fees and processing charges as per bank procedures.
Get the sanction letter followed by loan dispersal.